For a real value added proposition
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As a group benefit advisor or actuary your role is paramount to this industry.  You assume multiple tasks and responsibilities.  You must, amongst others: represent, negotiate, advise, calculate, manage, make analysis and assume guidance for your client.   In short, your market value will greatly depend on the quality, speed and expertise in which you will respond to those tasks.  In real life, simplifying and easing the client burden will become a major stake for your firm.

Complexity of your operations and your clientele needs incite you to look for solutions that can improve, automate and normalize certain practices within your operation, all while insuring compatibility with other systems already in place.

Your goal is certainly to make your service one that cannot be ignored by your clients and providers.
. But how to make better with group insurance?

. Can I increase income by using better tools?

. How can I assume more responsibilities for our clients without increasing our management costs?

. Can I offer new services to our clienteles that bring extended value?

. Do I have access to the right tools and human resources?

. Can I improve client retention?

. Should I consider providing our client with self insurance services for part or all benefits?

. Should I outsource or assign in house resources to the management of our client value added services?

. How can I reduce our costs of management and improve efficiency?

. Can I participate in slowing down the cost increase of insurance?

. Is it possible to reduce substantially administrative costs associated with managing group benefits?

. How may I protect myself against E&O in regard with group benefit management?

. Should I invest? Capitalize?

. Can I afford it?

Here are some very real and just questions that bug several hundred group benefit advisors or actuaries in Canada. brings solutions and all the right tools for a healthy management of group insurance for your organization, clients, members and professional service providers.

Do not look any further and take quality time to evaluate thoroughly our offer.  The more you will look, the more you will appreciate the value of our proposition.

Some of advantages:

. Reduces your operational cost while improving the quality of your offering.

. Gives you access to an A to Z tool box that will allow you to respond to the more demanding needs of your clients.

. (As CLIENT)  You are assured of being in the Center of all your client needs and activities.

. Pay on demand allows you to convert fixed costs into variables.  These cost need only to be committed once you have sold the service and are insured of additional incomes.

. Provides with the opportunity to offer your client value added services and hereby increase retention factors.

. Gives you access to major software and technical investment while paying minimal access fees.

. Slow down the increase of premiums while reducing your costs of management.

. Assures better management of your portfolio of clients as well as follow-up of files or changes.

. Insure better quality of information for strategic business decision.

. Automate multiple unproductive tasks.

. Reduces your risk for E&O.

. Maximize your client’s perceived value of your contribution.

. Provides an on-line real time access all of your selected participants: clients, employees, carriers, health professional or service providers, etc.…

. Provides a world class solution.

You have a CHOICE:

With you can choose between :

  • Becoming a CLIENT and be in the ultimate driver’s seat,


  • Acting as an INVITED GUEST to a certified advisor/actuary/carrier that will share their expertise and volume purchase power. 
More and more, plan sponsors will SEEK and DEMAND the expertise and services before they invite them to make business proposals.

Three integrated and synchronized in real time modules: provides powerful and simplified tools to manage and share information to respond to the specific needs of your client.  With such efficiency and ease of use, you will be in a position to reduce your insurance management cost by reducing the traditional burden associated with access and management of the right information.  Market studies will become a simple procedure insuring cost saving in the process.

1) Service Module - Market researches

Conceived to ease and accelerate the “go to” market evaluation of you plans, this module insures simplified input, sharing and communication of all the critical “Request For Proposal” information provided to carriers for underwriting purposes: list of employees and salary, detailed benefits plans, experience history, etc....

Once the carrier’s offers are in hand, you and your client will be able to view in a comparative mode and in minute details all the differences and/or compliances with your original “Request for Proposal” or “Current contract”.  Clear, structured and highlighted comparative tables will insure transparency and right decision making based on the products as much as on prices.

NO OTHER system can offer you as much efficiency and productivity as this specialized module.  MDI professionals made sure to invest all the needed energies and efforts to insure simplicity and service optimization.  This will become the basis for your operation.

2) Service Module– Administration

The Administration service module allows you to input in real time any employee changes or request for changes.    One single command and can:

  • insure integrated contract management in either division/class, modular, Health Spending Account or Flexible (Flex) plan management mode;
  • generate single or multiple carrier(s)/sponsor invoicing,
  • calculate and optimize employer/employee contribution,
  • share information with your client HR or payroll system.

This module provides you with full control all the access rights and information in compliance with the various mandates and responsibilities that you will assign your clients and service providers.  As CLIENT you have the power and the ownership of processes and data.  Hereby YOU select how to share information and access.  Your clients will depend on your expertise as well as your added value.  Your retention level will benefit from it. will keep tracks and save full history of events over the years.  Making sure any and all important information will be available when needed. 

With a single touch of the keyboard, you are from now on in full control of your information, on-line and in real time with all.  This is the end of manual, redundant and E&O prone processes...

3) Service module– Claim adjudication

If and when needed, you can access a powerful claim adjudication module.

This simplified and sophisticated adjudication module, allows for real time at source adjudication of claims.  You can select to manage internally or outsource to the provider of your choice.  Based on the proper configuration of the adjudication rules by a professional, the input of information is simplified as the system will make all the decisions. 

Conceived to process and automatically adjudicate claims, this highly simplified module brings powerful functions to set up rules, manage and analyze your claim history.  You can now select the services that you want to self insure or ASO and have access to the right tools to manage them efficiently and cost effectively.  

The advantage of such a service will be significant as, thanks to this module, your clients will be assured better service at a reduced cost. Plus you will now be in a position to offer new services an hence increase your sources of income as well as improve client retention

Gains will compound with time.  As the usage will become more common, the standardization of the process will make this service a must value.
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 C-surance Service Global Inc. (MDI)
3455, blvd. de la Pinière suite 201
Terrebonne, Québec
J6X 0A1

Tel.: (450) 326-6158
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